When you need a home inspection, you want to make sure you get a good one here in the Point Clear area. First, you need to know what a good home inspection is. Then you need to know how to find a home inspector who can, and will, give you the home inspection that serves you well. And last, you want to know how much you should pay for this quality home inspection by a good home inspector.
Home Inspection Misconceptions
If you have bought or sold a home, you might have experienced an independent home inspection. This type of home inspection is designed to provide both buyers and sellers with critical information about the health of the home's systems - heating and cooling, electrical, plumbing, water tightness, roof condition, and safety. This type of inspection is highly detailed and provides a wealth of information on the home. While this type of inspection is not required, it can help buyers avoid a "money pit" and can help sellers understand what things might turn buyers away.
A friend wrote me recently to say that they bought a house and had expected the home inspector to look for termites. After they moved in, they decided to remodel. They discovered that termites had completely eaten the wood structure in 3 walls.
I told them that one of the things home inspectors do not do is inspect for pests, since they are not qualified to identify them. Pest control professionals are qualified to find pest infestations, and should be called in before the purchase. Most of the time your real estate agent will suggest what inspections you should be getting to protect yourself.
This got me thinking about home inspection myths. Here are the top 6 myths.
* Home inspectors inspect for termites. Myth! Unfortunately for the couple above who believed this, repairs were very expensive.
* You should not attend the inspection on the home you are buying, because it will disturb the inspector. Myth! Inspectors appreciate their clients attending the inspection and know they can fully communicate the issues with them. Sometimes written reports do not explain everything fully. If the clients are out of town and cannot attend the inspection, they should hold a conference call to discuss report items as soon as practical after the report is completed.
* The seller is responsible for fixing everything the inspector finds wrong. Myth! Repairs, even serious ones, are negotiable. The sellers may be able to back out of a deal, however, if the inspector discovers serious defects.
* New construction requires an independent home inspection to get the Certificate of Occupancy. Myth! New construction does require progressive inspections by the municipal building inspector for safety and code enforcement. If you are moving into a newly constructed home, I personally would recommend an independent home inspection also, as it will catch many loose ends.
* If the home's appraisal is excellent, there can't be anything wrong with the home and you don't need another inspection. Myth! A home's appraisal is based on many factors, including market conditions, location, and materials (HardiePlank and granite countertops, for example) but does not inspect for systems actually working or structural integrity.
* A home inspection will take about 30 minutes. Myth! A thorough home inspection should take from 2-5 hours depending upon the size and complexity of the home. There are hundreds of inspection points on a home inspection, including walking the roof and crawling the crawlspace.
Now that you are the home inspection expert, you can try these questions on your friends and see how they do.
Home Inspection for Buyers
Congratulations on taking the first step for purchasing a home. But is the home inspected? Do you have a detailed property inspection report?
Results of a home inspection can make or break the sale of a home. Also, mortgage companies look closely at home inspection reports to ensure their investment is worthwhile. Inspecting the physical condition of a home is a very important aspect of the home-buying process. You should include the same in your purchase contract before closing the sale.
A qualified home inspector performs the home inspection using a checklist to ensure every aspect of the structure and its surrounding is covered. It is beneficial to cross check your home inspection report with the seller's inspection report to ensure nothing has been missed.
As a buyer, you can be armed with a checklist. Also compare it with a property inspector's list to ensure nothing is amiss.
It is vital for the home to be structurally solid and safe. Structural features inspected include roofing, floors, attic, walls, ceilings, columns, basement & foundation.
Roofing and exterior components refer to external features of the home. The inspection would cover the patio, deck, exterior windows & doors etc. The garage is also checked as a part exterior inspection. Water drains are tested for proper functioning.
HVAC, Plumbing and Electrical Inspection
Air conditioning, heating, plumbing and electrical are examined for proper performance. The inspector checks all the utilities for the proper installation and function. This includes vent systems, water and waste drainage, water system, etc. Property inspectors examine the proper functioning of appliances to check for plumbing or electrical issues.
The interior house inspection covers ceilings, floors, walls & stairs. Every aspect of the interior inspection including steps, balconies, windows, doors, etc. are checked.
Insulation and Ventilation Inspection
The house inspection includes a check of ventilation in the kitchen, bathroom, and attic. Home inspectors check the foundation and subfloor for any issues. Every home is checked for possible problems based on the geographical location.
If the home inspection reports indicate that the house is in good condition, you can advance with the purchase, knowing you're getting a good deal.
Also, if the inspections bring some issues to light - such as electrical or plumbing damage, etc. - you can negotiate with the seller to pay for necessary fixes OR lower the purchase price. As a home buyer, you need to equip yourself with all the details about the home before you make the purchase. The home inspection process ensures that your investment is a safe bet.
Home Inspection for Buyers
Ask a dozen Home Inspectors, or make it a bakers dozen if you will, what it is that makes a Home Inspection report a GOOD Home Inspection report, and you are just liable to get 12 or, make it 13, different answers. Well, maybe there wouldn't be that much disparity in response, but you get the general idea...there almost certainly wouldn't be any unanimous consensus. Because individual Home Inspection reports, just as with individual Home Inspectors, simply aren't created equally...one report absolutely is not (allow me to be repetitive here for emphasis)...is not just like the next...neither in content or in quality.
There are many differing opinions as to what constitutes a good Home Inspection report and this is evidenced by the large number of report formats and the myriad of various software programs that are used to create reports. Having been in the Home Inspection industry for more than 15 years, I was creating written (gulp...yes, hand-written) reports using carbon copy report forms, in triplicate (three copies...press hard, please) back when there weren't any computers involved in the process. In fact, I had to be drug, not quite actually by my hair, and not quite literally...but almost...kicking and screaming, into what I'll refer to as the modern computer age. In retrospect, it was a definitive change for the better (in most ways, anyway...I have yet to have my wrist "crash"...but I digress). As the owner of a Raleigh Home Inspection firm, I have my own professional opinion as to what goes into the production of a good Home Inspection, and as to what a good Home Inspection report should be.
There is differing opinion amongst professional Home Inspectors as to whether a checklist style of report should be used...or whether a narrative style report should be used. In the former, issues or problems (I have never have liked referring to issues as problems, even though an issue may very well be, and likely is, a problem for someone...) are conveyed to the reader using boxes that are checked off. In the latter, issues are presented using narrative, wherein each problem is identified by writing out those issues. In reality, most reports are a combination of the two. The combination style of report is the one that I prefer and recommend to other Home Inspectors; descriptive commentary e.g. materials or types of components, can be conveyed using a check box with the real issues conveyed using narrative.
So, what are the...ingredients...necessary to create and provide a good Home Inspection report?
To preface any discussion regarding this subject topic, and from a clients perspective (who is likely relying on the contents of the report to make a well-informed real estate purchasing decision), it is important that the Inspector be experienced, knowledgeable about most all related issues that might be encountered, and be entirely professional toward both the Home Inspection process as a whole and toward the client/buyer specifically. This must be, in my opinion, accepted as a given and be considered a baseline requirement. The overall philosophy of the Inspector should be to provide their client with not only a good inspection experience, but an excellent inspection experience. Of course, it should be herein acknowledged that if the home has a really large number of serious issues, then the experience may not seem like such a good one to the client at the time...but that's likely (or should be) the fault of the condition of the home itself rather than the fault of the Inspector. In the event of a less than stellar report resulting from an Inspection of a particular home, the client is able to revel in the fact that their professional Home Inspector, and their most excellent and professionally produced Home Inspection report precluded their buying the proverbial Money Pit and their having any number of unexpected or unanticipated expenses associated with their home purchase.
Obviously, any report absolutely must provide the client value...with, at the very least, a good representation of the condition of the property. If a report doesn't do that, then the report is likely not worth anything...it would be worthless even if it were free.
Among other things, a Good Home Inspection Report should:
* Be well organized and well presented; the report should layout and presentation should be logical...it should be organized so as to provide a sort of road map, if you will, around and through the home
* Be well written...and be readily understandable by anyone irregardless of whether or not they have ever been to the physical property and irrespective of their technical background. The report should, to every extent possible, be devoid of technical nomenclature that requires yet more explanation to be understood; it should be concise and clear. A report that has to be interpreted is of little overall value
* Provide enough detail, description and direction to provide not only the client, but anyone involved in the transaction e.g. real estate agents, attorneys, mortgage lenders, etc., with a clear representation of the physical condition of the property
* Contain enough, but not an excessive number, of digital photographs relating directly to significant or serious issues. It has been said that a picture is worth a thousand words...this is true of a home inspection report. Photographs make it immeasurably easier to identify and understand any particular issue. On the other hand, a report loaded with photographs that lend no additional value to a report and are provided as filler content, or to provide a CYB (Cover Your Buttocks..) function for the Inspector, are best left out of a report
* Be presented using plain, but grammatically correct language. There is no place in a professional Home Inspection report for misspelled words, fragmented sentences, and general misuse of the English language (or whatever language is appropriate). A report filled with these types of deficiencies is, and again in my opinion, directly indicative of the professionalism of the Inspector
* Be presented in a straight-forward manner...if there are reportable issues present, then they should be presented in such a way as to leave no doubt that they are, indeed, issues. There should be no Soft-Shoeing...no Song and Dance...no Weasel-wording...just straight talk, accurate description, and effective commentary. Further, there should be some commentary provided to explain why an issue is an issue, and how to go about correcting that issue or otherwise obtaining other professional opinion regarding its correction
* Contain a well-designed Summary Section...a section of the report where all significant, and potentially significant, issues are clearly identified. General information, suggestion regarding routine maintenance, or recommendations regarding the upgrade of the property should not be included in the Summary section of the report. That type of information should most certainly be provided in the report for the benefit of the client...just not in the Summary section of the report
A client in search of a professional Home Inspection should inquire of any potential candidate Inspector as to what type of report they produce...nor should they be at all shy or hesitant about asking that the considered Inspector to provide a sample of their inspection report. That way, a client will have a very good representative idea of what they can expect from the Home Inspector. The nursery rhyme that goes...Patty Cake...Patty Cake, Bakers Man...Bake Me A Cake As Fast As You Can...may have been good for Mother Goose; but when it comes to a Home Inspection and the resulting report, you may or may not want to get it just as fast as you can... but you certainly, absolutely, and most unequivocally want it to be just as GOOD as you can get it!
If a Home Inspection report incorporates all of the previously identified components, then it is highly predictable that the result will be a Good inspection report...and maybe even an Excellent inspection report. Isn't that what a consumer should be searching for...and be entitled to receive I might add, in exchange for their hard-earned dollars... a most Excellent Home Inspection report?