When you need a home inspection, you want to make sure you get a good one here in the Silverhill area. First, you need to know what a good home inspection is. Then you need to know how to find a home inspector who can, and will, give you the home inspection that serves you well. And last, you want to know how much you should pay for this quality home inspection by a good home inspector.
Importance of Home Inspection
Not all home buyers end up closing on the home that they put an offer on. Things happen and deals do fall through. This happens for several reasons. The top reasons are financial approval fell through, the seller and buyer got along poorly, the sellers decided not to sell the home, and the condition of the home was worse than the buyer originally thought it was.
Once the home purchase has been cancelled the first home buyers usually look at other homes. The sellers are now left to hope another buyer comes along. The home inspection report is often shared with the real estate agents and the seller. Erroneously this home inspection report is sometimes shared with the new home buyers. This is an error for a couple of reasons.
The first reason is because the second buyer has no contract with the home inspector or the home inspection company. Because there is no agreement/contract if the second buyer has an issue with the home claiming that the home inspector missed a major issue there is zero responsibility for the inspector to take care of them. There was zero legal obligation.
Another reason is that the new home buyer was not present at the inspection and therefore has not idea what conversations the former home buyer and inspector had. This can be vital information. Sometimes in the inspection agreement the buyer request somethings not be inspected so the report is not as whole as the new buyer may believe.
The last reason I am giving here for not relying on the home inspection report created for a previous home buyers has to do with your warranty. To help sell homes agents and sellers will often buy a home warranty for the new home owner. However most home warranty companies will not repair a lot of your issues if you did not have a home inspection completed for you. I spoke with a home warranty rep and they do depend on the home inspection report to determine if items such as your furnace or air conditioner were working when you bought the home. If you do not have your own inspection report to verify that things did operate when you bought the home then you are out of luck and the warranty company will not pay to fix your broken stuff.
If you are buying a home that was previously inspected then you need to have your own inspection done to be protected as fully as possible. If anyone tells you that it is fine to use the previous home inspection report they are wrong. Your are not protected well at all. When Habitation Investigation does a home inspection the client has the ability to get an 18 month warranty for the fee of 12 months. Habitation Investigation also provides warranties such as sewer line protections, 5 year roof leak warranty and 90 day warranty on structural and mechanicals. All those things are there for the home buyer if Habitation Investigation does the inspection for the clients who buy the home.
Why a New Home Buyer Should Not Rely on the Former Buyers Home Inspection Report
Congratulations on taking the first step for purchasing a home. But is the home inspected? Do you have a detailed property inspection report?
Results of a home inspection can make or break the sale of a home. Also, mortgage companies look closely at home inspection reports to ensure their investment is worthwhile. Inspecting the physical condition of a home is a very important aspect of the home-buying process. You should include the same in your purchase contract before closing the sale.
A qualified home inspector performs the home inspection using a checklist to ensure every aspect of the structure and its surrounding is covered. It is beneficial to cross check your home inspection report with the seller's inspection report to ensure nothing has been missed.
As a buyer, you can be armed with a checklist. Also compare it with a property inspector's list to ensure nothing is amiss.
It is vital for the home to be structurally solid and safe. Structural features inspected include roofing, floors, attic, walls, ceilings, columns, basement & foundation.
Roofing and exterior components refer to external features of the home. The inspection would cover the patio, deck, exterior windows & doors etc. The garage is also checked as a part exterior inspection. Water drains are tested for proper functioning.
HVAC, Plumbing and Electrical Inspection
Air conditioning, heating, plumbing and electrical are examined for proper performance. The inspector checks all the utilities for the proper installation and function. This includes vent systems, water and waste drainage, water system, etc. Property inspectors examine the proper functioning of appliances to check for plumbing or electrical issues.
The interior house inspection covers ceilings, floors, walls & stairs. Every aspect of the interior inspection including steps, balconies, windows, doors, etc. are checked.
Insulation and Ventilation Inspection
The house inspection includes a check of ventilation in the kitchen, bathroom, and attic. Home inspectors check the foundation and subfloor for any issues. Every home is checked for possible problems based on the geographical location.
If the home inspection reports indicate that the house is in good condition, you can advance with the purchase, knowing you're getting a good deal.
Also, if the inspections bring some issues to light - such as electrical or plumbing damage, etc. - you can negotiate with the seller to pay for necessary fixes OR lower the purchase price. As a home buyer, you need to equip yourself with all the details about the home before you make the purchase. The home inspection process ensures that your investment is a safe bet.
The Main Types of Home Inspections
Home inspections are important as they enable a buyer to learn about the physical attributes of the home. In almost all instances, homes are sold in less than perfect condition. Therefore, a buyer needs to be informed about the anticipated costs associated with maintaining the home post-closing.
As a result, the house inspection is a significant phase of the home buying process. An accredited and experienced home inspector investigates the home and writes up the inspection report after the inspection is completed. This detailed document becomes a very important tool in the real estate transaction process.
A property inspection typically includes an examination of the entire house including:
The typical cost of an inspection varies depending on the area, size of the home, and services provided by the home inspection company. As with most services, there is a strong element of getting what you pay for. Selecting the lowest priced inspector can often result in problems down the road.
Hire a licensed property inspection professional to represent your best interests-whether you are a buyer, seller or owner - to ensure the home is safe for you and your family, and that you are fully informed about major upcoming expenses.