When you need a home inspection, you want to make sure you get a good one here in the Calvert area. First, you need to know what a good home inspection is. Then you need to know how to find a home inspector who can, and will, give you the home inspection that serves you well. And last, you want to know how much you should pay for this quality home inspection by a good home inspector.
Home Inspection Is A Service No Property Owner Can Do Without
If you have bought or sold a home, you might have experienced an independent home inspection. This type of home inspection is designed to provide both buyers and sellers with critical information about the health of the home's systems - heating and cooling, electrical, plumbing, water tightness, roof condition, and safety. This type of inspection is highly detailed and provides a wealth of information on the home. While this type of inspection is not required, it can help buyers avoid a "money pit" and can help sellers understand what things might turn buyers away.
A friend wrote me recently to say that they bought a house and had expected the home inspector to look for termites. After they moved in, they decided to remodel. They discovered that termites had completely eaten the wood structure in 3 walls.
I told them that one of the things home inspectors do not do is inspect for pests, since they are not qualified to identify them. Pest control professionals are qualified to find pest infestations, and should be called in before the purchase. Most of the time your real estate agent will suggest what inspections you should be getting to protect yourself.
This got me thinking about home inspection myths. Here are the top 6 myths.
* Home inspectors inspect for termites. Myth! Unfortunately for the couple above who believed this, repairs were very expensive.
* You should not attend the inspection on the home you are buying, because it will disturb the inspector. Myth! Inspectors appreciate their clients attending the inspection and know they can fully communicate the issues with them. Sometimes written reports do not explain everything fully. If the clients are out of town and cannot attend the inspection, they should hold a conference call to discuss report items as soon as practical after the report is completed.
* The seller is responsible for fixing everything the inspector finds wrong. Myth! Repairs, even serious ones, are negotiable. The sellers may be able to back out of a deal, however, if the inspector discovers serious defects.
* New construction requires an independent home inspection to get the Certificate of Occupancy. Myth! New construction does require progressive inspections by the municipal building inspector for safety and code enforcement. If you are moving into a newly constructed home, I personally would recommend an independent home inspection also, as it will catch many loose ends.
* If the home's appraisal is excellent, there can't be anything wrong with the home and you don't need another inspection. Myth! A home's appraisal is based on many factors, including market conditions, location, and materials (HardiePlank and granite countertops, for example) but does not inspect for systems actually working or structural integrity.
* A home inspection will take about 30 minutes. Myth! A thorough home inspection should take from 2-5 hours depending upon the size and complexity of the home. There are hundreds of inspection points on a home inspection, including walking the roof and crawling the crawlspace.
Now that you are the home inspection expert, you can try these questions on your friends and see how they do.
Home Inspection Is A Service No Property Owner Can Do Without
What To Expect: Home buyers sometimes buy their home in on impulse. Home inspectors can help home buyers avoid buyers remorse by reporting on home defects and problems before the home buyer finds them after closing. Professional home inspectors assist home buying clients with the tools they need to make an educated choice regarding the quality and condition of their potential new home. Home buyers must take care to hire the most experienced home inspector they can afford and make sure the person they hire has their best interest solely in mind. Inspectors who rely on realtors for referrals sometimes have moral dilemmas.
Buyers Benefits: A professional home inspection is the best way for potential home buyers to effectively evaluate the risks of a property purchase. A major concern of home buyers is being suddenly confronted with major and costly problems after they take possession of a property. A professional pre-purchase home inspection can reduce anxiety by screening for problems and itemizing them in a comprehensive report. This report may include approximations of repair costs and recommendations of useful upgrades to the property systems. The general result of a professional home inspection is that property buyers make significantly more informed purchases.
Screening for Problems: All homes have strong and weak points, they are not always what they seem. Gain the perspective and sound information you need to make better decisions with a home inspection performed by an experienced professional home inspector. A good home inspector works through a very long checklist of potential concerns to identify the major and minor deficiencies in the home. A good report will clearly describe the problems and illustrate them along with the what-to and how-to of repairs.
Provide Owners Benefits: Home owners who are planning to make improvements to their homes in order to increase its market value would be well advised to have it inspected first. A home inspectors can help prioritize home improvements and offer advice on the best ways to approach repairs. More importantly, an inspectors can help the seller identify potential or undiscovered problems before those problems become material for contract contingencies. By taking a pro-active approach one can avoid the frustrations many owners encounter when they are asked to renegotiate their contracts because of unanticipated problem areas.
Credentials: Like any other professional, home inspectors (even those with licenses) have varied degrees of expertise. All home inspectors should be carefully screened. Inspectors learn from experience. It takes a few thousand inspections and a more than a few complaints for a home inspectors to LEARN what it takes to satisfy clients.Recently passed legislation allows New Jersey home inspectors to be licensed with as little as three weeks of class room training and just one week in actual homes. Licensing is a minimum qualification. Make sure you ask for resume! Belive it or not the standards in many states are LOWER!
Many people without specific home inspection credentials offer home inspection services. Likewise, credentials are not always what they seem. Engineering and architectural credentials alone do not prepare anyone to competently inspect homes and communicate the findings. A helping attitude, good communication skills, and mature judgment must supplement technical competence. Make sure you work with a company employing a contract which specifies both what is inspected and what limitations apply.
Additional services like the ones listed below are usually NOT included in the standard home inspection are available for an additional fee.
Code compliance: to determine what changes and upgrades are necessary for the home to comply with modern (or when built) building, fire, plumbing, zoning, mechanical and electrical code and to determine if the required permits and inspection were obtained when changes were made to the home.
Engineering analysis: structural, heating, cooling, soils, electrical, geological, site, investigate for latent structural defects or problems, evaluate the condition of playground equipment, determine if private waste disposal systems are functional, determine if cantilevers are safe, evaluate traffic density and noise, evaluate insulation efficiency, perform flood plain review and issue flood hazard certification, evaluate easements and encroachments, determine the quantity and cost of wood replacement made necessary by rot, age, water infiltration and insect damage.
Hazardous materials: to determine the presence or absence of: asbestos, lead paint, lead in water, formaldehyde, radon gas, lead paint, fungus, mold, mildew, water and air quality, toxic or allergenic substances, flammable materials, underground oil or fuel tanks and other environmental hazards.
Pest evaluation: to determine the presence of animal, rodent, termite, pest or insect infestation and to provide an opinion as to the cost of repairing damage caused from these infestations.
Pool and spa: to evaluate the necessary changes and upgrades to pools, pool equipment, gates and fences.
Plumbing: to determine the condition and necessary upgrades and repairs to the waste piping, main sewer pipe, supply piping, venting, shower pans and tub walls, lawn and fire sprinklers, water wells (water quality and quantity) condition of underground and under slab piping.
Electrical: to determine the condition and necessary upgrades and repairs to the electrical system, telephone system wiring, intercom system, security systems, heat detectors, carbon monoxide detectors, smoke detectors, provide circuit mapping, determine the electrical system capacity, adequacy of ground bonding, perform voltage testing, to evaluate electro magnetic fields, check voltage drops and circuit impedance.
Chimney sweep: check condition of flue, safety of wood burning stoves and perform level II chimney flue inspections as recommended by National Fire Protection Association.
Appraisal: determine the value of building and suitability for intended use, check zoning ordinances and provide an opinion on the advisability of purchase.
Mechanical contractor: determine the adequacy of the heating and cooling system size and provide efficiency measurement, provide an underground storage tank evaluation, perform heat exchanger leakage test, check the condition of evaporator coils, determine air flow velocity and balance system.
Appliance service person: test and calibrate oven and range temperature, test for microwave leakage, check to determine if appliances secured to floor as required.
Roofing contractor: more detailed evaluation of the roofing, flashing, chimney, provide tall ladder roof inspection and a detailed evaluation of the life expectancy of the roofing, feasibility of repair vs. replacement.
Home buyers are advised to make sure they check all of the following items carefully. If any of these problems after the purchase of the home the problems come with the home and they are now the YOURS (without costly litigation).
Were all your questions answered by the home inspector?
Were all your questions for the home owner answered in writing?
Have the previously agreed to repairs been professionally completed?
Have warranties and guarantees been provided for agreed upon repairs?
Were the home inspectors recommendations to have all recommended additional inspections and invasive inspections performed? If not open ended risks may be more than most buyers budgets can bare?
Check the operation of the windows and screens?
Has water been stopped from accumulating near the building?
Check doors, decks, siding, windows & fences for damage / deterioration?
Are there any signs of water infiltration from the roof, siding or windows?
Are there any signs of gutter or downspout problems?
Are the downspouts discharging water away from the foundation?
Has the soil around the home been pitched away from the foundation?
Have all the areas listed in the home inspection report as inaccessible or not traversed been accessed & professionally inspected to determine if defects exist?
Do the garage doors and their openers function?
Was the reversing devices for the garage door openers tested?
Did you find out why any stains or cracks on any of the walls or ceilings that have become larger or have appeared since the time of the home inspection?
Have all cracked windows or mirrors been repaired?
Have all the clouded double pane windows been replaced?
Are all the permanently installed fixtures or appliances been in place and in good condition?
Are there any signs of birds, rodents or animals?
Has any damage to damage to the walls, floor or ceilings been repaired?
Do the plumbing fixture faucets leak or drip?
Are the plumbing fixtures chipped or damaged?
Was water for a time through all plumbing fixtures and check for leakage?
Was water for a time through all plumbing fixtures and check for stoppage?
Are all the light fixtures are all in place?
Do the light fixtures, switches and receptacles all function?
Does the door bell work?
HEATING AND COOLING
Do the thermostat, heating and cooling systems function?
Is there adequate air flow through the heating and cooling registers?
Did all the radiators or convectors get warm in a reasonable amount of time?
Do all the appliances function properly?
Are the counter tops or cabinets damaged?
Do the cabinets and drawers operate?
Complete this check list during the walk through and go over it with your attorney prior to closing on the property Most inspection companies accept no liability for changes and problems that occur after the home inspection takes place. Please take the time to carefully and completely perform your pre-settlement walk though. Contact the home inspection company if there are any questions.
What Makes a Good Home Inspection Report Good?
A thorough home inspection is a vital part of buying any home, condo, or other type of dwelling. This inspection can protect you from expensive financial costs later on, because of defects that were not noticed and that you were not aware of. A home inspector has training and an education in factors that show hidden defects, such as signs of hidden water damage or electrical problems. A home inspection is a visual inspection of all areas and components of the home, both inside and out, that are accessible to the inspector. This includes the roof, the attic, the interior and exterior walls, all the windows and doors, all systems including heating, plumbing, and electrical, and much more. A knowledgeable and experienced home inspector can provide valuable information about a home that can prevent you from making a costly mistake if conditions are too bad. Not all home problems and flaws are readily visible to the inexperienced eye, and this is where a quality and thorough home inspection can help.
There are some things that may not be covered under a home inspection, and each state and inspection firm may have rules that vary. Some inspections do not cover mold testing, air quality testing, radon testing, wood eating insect testing, water testing, and other types of testing. Some home inspection businesses will perform some of these testing services for free or a charge, while others do not. Most home inspections cover the basic visual components of the home and the operation, condition, and function of the systems. Almost all the licensed home inspection companies can have these testing services performed for you through a third party, but these tests may not be considered routine.
A home inspection, is not a pass or fail type of test, but rather a complete and detailed overview of the condition of every possible aspect of the home that can be visually inspected. The inspector will check the door and window conditions and operation, look at the foundation and any slabs, check all the systems in the home, and basically go over the home from the bottom up, both inside and out. Even gutters, eaves, flashing, and the yard should be looked at. The fees charged for a home inspection will vary, depending on several factors. The size of the home, the location and state where the home is, any additional testing that is desired or needed, the age of the home, and the home inspection service used. A normal range for this inspection can usually run between five hundred dollars and up depending upon size, age and location of the property. This may seem like a big expense, but when you consider that a complete and thorough home inspection may reveal thousands of dollars in repairs and maintenance needed it is quite reasonable.
A home inspection can usually take between two and four hours, depending on the size and complexity of the home, but this can vary. The inspector may bring a checklist for the inspection that will cover every possible aspect of any home, plus there is usually room for handwritten observations as well. The home inspection checklist can consist of many pages, and each page may deal with a specific aspect or room, such as the master bathroom, or exterior walls. Each system involved, will normally have their own section also. Once the inspection is complete you will receive a complete typewritten report from the inspector, outlining both the negative and positive aspects of the home. This can also help you determine what maintenance is needed and when it must be done. Not all parts of a home inspection are negative, and every home may have a few problems. Sometimes a homeowner may have an inspection done just to ensure there are no hidden maintenance problems with their home.
It is a good idea for you to be present during the home inspection for many reasons. First, by being present you will have a chance to ask any questions you may have about the home or certain aspects. Following the inspector during the inspection will also give you a much clearer idea of what is involved with the different systems, and will help you understand the final home inspection report a lot better. Sometimes a buyer may feel confident and think that if they do a good visual inspection it is not necessary to have a home inspector come in and do an inspection. This is a common mistake. Sure you can see bare wires hanging out of the wall, but do you know the signs of hidden mold or previous flooding damage? Most of us do not know the hidden signs of home damage and problems, and this can lead to a serious problem being overlooked, and becoming a big financial burden once you have bought the home. You should always insist on a quality professional home inspection before buying any home, to avoid making a big mistake that can cost you later on.
Finding a qualified home inspector to do the home inspection is not difficult. You can look in the yellow pages of your local phone book, or ask around for references from friends and family. Talk to a few different companies, and then choose the one that seems right for you. Ask about professional ethics, qualifications, any licensing, and experience. Check with your local better business bureau for complaints against the company or the home inspector before making a final decision on which company to use. The best time to call for a home inspector is as soon as the purchase agreement is signed. Normally a home inspection can be done within a week, but sometimes this may not be the case. Calling as soon as possible will ensure that your purchase is not held up waiting on the inspection to occur. A home inspection is the best way to protect yourself and know about the true condition of any home before you buy it. This will be one of the biggest investments you will ever make, and you owe it to yourself to make sure the investment is a good one.