When you need a home inspection, you want to make sure you get a good one here in the Creola area. First, you need to know what a good home inspection is. Then you need to know how to find a home inspector who can, and will, give you the home inspection that serves you well. And last, you want to know how much you should pay for this quality home inspection by a good home inspector.
Why a New Home Buyer Should Not Rely on the Former Buyers Home Inspection Report
If you have bought or sold a home, you might have experienced an independent home inspection. This type of home inspection is designed to provide both buyers and sellers with critical information about the health of the home's systems - heating and cooling, electrical, plumbing, water tightness, roof condition, and safety. This type of inspection is highly detailed and provides a wealth of information on the home. While this type of inspection is not required, it can help buyers avoid a "money pit" and can help sellers understand what things might turn buyers away.
A friend wrote me recently to say that they bought a house and had expected the home inspector to look for termites. After they moved in, they decided to remodel. They discovered that termites had completely eaten the wood structure in 3 walls.
I told them that one of the things home inspectors do not do is inspect for pests, since they are not qualified to identify them. Pest control professionals are qualified to find pest infestations, and should be called in before the purchase. Most of the time your real estate agent will suggest what inspections you should be getting to protect yourself.
This got me thinking about home inspection myths. Here are the top 6 myths.
* Home inspectors inspect for termites. Myth! Unfortunately for the couple above who believed this, repairs were very expensive.
* You should not attend the inspection on the home you are buying, because it will disturb the inspector. Myth! Inspectors appreciate their clients attending the inspection and know they can fully communicate the issues with them. Sometimes written reports do not explain everything fully. If the clients are out of town and cannot attend the inspection, they should hold a conference call to discuss report items as soon as practical after the report is completed.
* The seller is responsible for fixing everything the inspector finds wrong. Myth! Repairs, even serious ones, are negotiable. The sellers may be able to back out of a deal, however, if the inspector discovers serious defects.
* New construction requires an independent home inspection to get the Certificate of Occupancy. Myth! New construction does require progressive inspections by the municipal building inspector for safety and code enforcement. If you are moving into a newly constructed home, I personally would recommend an independent home inspection also, as it will catch many loose ends.
* If the home's appraisal is excellent, there can't be anything wrong with the home and you don't need another inspection. Myth! A home's appraisal is based on many factors, including market conditions, location, and materials (HardiePlank and granite countertops, for example) but does not inspect for systems actually working or structural integrity.
* A home inspection will take about 30 minutes. Myth! A thorough home inspection should take from 2-5 hours depending upon the size and complexity of the home. There are hundreds of inspection points on a home inspection, including walking the roof and crawling the crawlspace.
Now that you are the home inspection expert, you can try these questions on your friends and see how they do.
Quality Home Inspection: Does It Matter? What Should It Cost?
A thorough home inspection is a vital part of buying any home, condo, or other type of dwelling. This inspection can protect you from expensive financial costs later on, because of defects that were not noticed and that you were not aware of. A home inspector has training and an education in factors that show hidden defects, such as signs of hidden water damage or electrical problems. A home inspection is a visual inspection of all areas and components of the home, both inside and out, that are accessible to the inspector. This includes the roof, the attic, the interior and exterior walls, all the windows and doors, all systems including heating, plumbing, and electrical, and much more. A knowledgeable and experienced home inspector can provide valuable information about a home that can prevent you from making a costly mistake if conditions are too bad. Not all home problems and flaws are readily visible to the inexperienced eye, and this is where a quality and thorough home inspection can help.
There are some things that may not be covered under a home inspection, and each state and inspection firm may have rules that vary. Some inspections do not cover mold testing, air quality testing, radon testing, wood eating insect testing, water testing, and other types of testing. Some home inspection businesses will perform some of these testing services for free or a charge, while others do not. Most home inspections cover the basic visual components of the home and the operation, condition, and function of the systems. Almost all the licensed home inspection companies can have these testing services performed for you through a third party, but these tests may not be considered routine.
A home inspection, is not a pass or fail type of test, but rather a complete and detailed overview of the condition of every possible aspect of the home that can be visually inspected. The inspector will check the door and window conditions and operation, look at the foundation and any slabs, check all the systems in the home, and basically go over the home from the bottom up, both inside and out. Even gutters, eaves, flashing, and the yard should be looked at. The fees charged for a home inspection will vary, depending on several factors. The size of the home, the location and state where the home is, any additional testing that is desired or needed, the age of the home, and the home inspection service used. A normal range for this inspection can usually run between five hundred dollars and up depending upon size, age and location of the property. This may seem like a big expense, but when you consider that a complete and thorough home inspection may reveal thousands of dollars in repairs and maintenance needed it is quite reasonable.
A home inspection can usually take between two and four hours, depending on the size and complexity of the home, but this can vary. The inspector may bring a checklist for the inspection that will cover every possible aspect of any home, plus there is usually room for handwritten observations as well. The home inspection checklist can consist of many pages, and each page may deal with a specific aspect or room, such as the master bathroom, or exterior walls. Each system involved, will normally have their own section also. Once the inspection is complete you will receive a complete typewritten report from the inspector, outlining both the negative and positive aspects of the home. This can also help you determine what maintenance is needed and when it must be done. Not all parts of a home inspection are negative, and every home may have a few problems. Sometimes a homeowner may have an inspection done just to ensure there are no hidden maintenance problems with their home.
It is a good idea for you to be present during the home inspection for many reasons. First, by being present you will have a chance to ask any questions you may have about the home or certain aspects. Following the inspector during the inspection will also give you a much clearer idea of what is involved with the different systems, and will help you understand the final home inspection report a lot better. Sometimes a buyer may feel confident and think that if they do a good visual inspection it is not necessary to have a home inspector come in and do an inspection. This is a common mistake. Sure you can see bare wires hanging out of the wall, but do you know the signs of hidden mold or previous flooding damage? Most of us do not know the hidden signs of home damage and problems, and this can lead to a serious problem being overlooked, and becoming a big financial burden once you have bought the home. You should always insist on a quality professional home inspection before buying any home, to avoid making a big mistake that can cost you later on.
Finding a qualified home inspector to do the home inspection is not difficult. You can look in the yellow pages of your local phone book, or ask around for references from friends and family. Talk to a few different companies, and then choose the one that seems right for you. Ask about professional ethics, qualifications, any licensing, and experience. Check with your local better business bureau for complaints against the company or the home inspector before making a final decision on which company to use. The best time to call for a home inspector is as soon as the purchase agreement is signed. Normally a home inspection can be done within a week, but sometimes this may not be the case. Calling as soon as possible will ensure that your purchase is not held up waiting on the inspection to occur. A home inspection is the best way to protect yourself and know about the true condition of any home before you buy it. This will be one of the biggest investments you will ever make, and you owe it to yourself to make sure the investment is a good one.
Home Inspection for Buyers
A thorough home inspection is one of the most important steps before purchasing a home, and many buyers try to skip this step only to end up regretting it later when problems become apparent. Your home is the place you go to get away from the world, and to relax and put your feet up, or spend time with your family and friends. You want to be reassured that the home you buy is safe and in good condition. A home inspection can give you this peace of mind, using a visual inspection of every aspect of the home both inside and out. This should be done by a professional home inspector who has the education, knowledge, and experience needed to identify problems which may not be readily apparent.
There are some questions you should ask any prospective home inspection company, and things to consider, to guarantee you get a thorough and complete inspection. How long has the inspector been doing these inspections? How many home inspections does the inspector do in a year? How much experience does the home inspector have inspecting homes identical to the one you are buying? These questions are important, because without adequate experience the inspector may miss signs of a hidden problem. Choose a home inspection company that exclusively does only home inspections, and does not just practice this as a sideline to their day job. Ask about the reports that will be given, will you get a written report, an oral report, or both? Does the home inspection company have certification? Do they have insurance?
Set up an appointment for the home inspection with both the seller and the home inspector. Make the appointment during the daytime, when there is plenty of daylight so that flaws and problems will be noticeable instead of hidden in shadows. Allow for at least two to three hours for the home inspection, and make sure you are present. Ask questions of the home inspector, and listen to the answers closely. Make sure that you contact the seller, and that they agree to the visit by the home inspector at the specified time and day. Give the home inspector the name, address, and phone number of the buyer, and the address and directions to the home being inspected, as well as any codes needed to access any lock box that may be installed.
If you need to reschedule the home inspection appointment, make sure to give the inspection company at least twenty four to forty eight hour notice before the appointment time, to avoid being charged. Make sure that all utilities are on at the home, including the electric and gas, and make sure that all appliances like the furnace and hot water heater are on and running. Arrange with the seller for the home inspector to have access to everything, including any attics, basements, garages, outbuildings, closets, and other areas. This will ensure a complete and thorough professional home inspection. Also make arrangements with the seller to make sure any furniture or stored belongings which may block access to electrical panels, access panels, and appliances are moved before the inspector arrives. Payment is expected after the home inspection is done, before the inspector leaves the home, so make sure to have a check or money order ready when the inspection is finished.
When looking at homes, do a personal inspection of each home to narrow down the list of possibilities. A professional home inspection should be done on the home you finally decide to purchase, but doing a personal inspection on each potential purchase will help you weed out the obvious bad choices and save you time and energy. Look for things like apparent cracks or shifts in the foundation, obvious electrical malfunctions, sockets that have scorch marks, signs of severe water damage or mold growth, evidence of leaks, both inside and outside the home, the overall condition and age of the roof, dampness or signs of flooding in the basement or crawlspace, and other signs of repairs that may be needed.
There are some things that a home inspection may not cover, depending on where you live and what company you use for the inspection. Most of the time these are referred to as third party testing services, and they can include water quality testing, radon testing, mold testing, air quality testing, and inspection for wood boring and eating insects like termites. All of these tests may be considered important, depending on what the home inspection shows and any problems that may have been detected by the home inspector. If there is visible mold then mold testing may be suggested, to ensure it is not a toxic strain of mold that can cause human disease and illness. If the water quality is suspect, water testing may be suggested to guarantee that there are no bacteria or other organisms that can sicken you. Radon testing should always be done to make sure this cancer causing gas is not present in the home, and the home inspection report may suggest this as well. A termite inspection could be ordered if the inspector finds evidence that these pests may be present, and posing a danger to the structure of the home by eating the wood. Air quality testing may be done if there is any reason to suspect that the air in the home may be harmful to occupants, and this can be due to mold, radon, or other harmful airborne irritants and pathogens.
Knowing what to expect during a thorough professional home inspection, and the tips to make this process more effective and efficient, can help you get a good idea on any flaws in the home before you make the purchase, without any doubt or confusion involved. This step should never be omitted, even though it may seem costly, because it can save you significantly if there are hidden defects and unseen flaws.