When you need a home inspection, you want to make sure you get a good one here in the South Alabama area. First, you need to know what a good home inspection is. Then you need to know how to find a home inspector who can, and will, give you the home inspection that serves you well. And last, you want to know how much you should pay for this quality home inspection by a good home inspector.
What Makes a Good Home Inspection Report Good?
When you need a home inspection, you want to make sure you get a good one. First, you need to know what a good home inspection is. Then you need to know how to find a home inspector who can, and will, give you the home inspection that serves you well. And last, you want to know how much you should pay for this quality home inspection by a good home inspector.
What Is a Home Inspection?
Let's start with what a home inspection is - and isn't. A home inspection is a professional and objective evaluation of the current condition of a house. It is not the same as an appraisal which attempts to place a value on a house and which may be required by a lending institution. Nor is it the same as a building code compliance inspection which may be required by local building regulations.
Who Needs a Home Inspection?
Home inspections are typically part of the home buying process, most often performed at the request of the buyer. It can protect the buyer from unseen issues and may sometimes even be required by the buyer's bank to protect it from risky investments. In the event problems are found, a seller may be asked to effect repairs, to pay for the repairs or to renegotiate the sale price.
Sometimes the service is requested by a home seller so that problems with a house may be addressed prior to putting it on the market.
Homeowners not involved with a real estate transaction often have an inspection just as a way of learning more about their house. Home inspection, in this case, can be a valuable tool for helping to plan and budget maintenance, repairs or renovations.
What Makes a Good Home Inspector?
Not all states license home inspectors. The ones that do, generally follow guidelines enacted by the four main home inspection organizations: the International Association of Certified Home Inspectors (InterNACHI), the American Society of Home Inspectors (ASHI), the National Association of Home Inspectors (NAHI) and the National Academy of Building Inspection Engineers (NABIE). If your state does not currently license home inspectors, membership by your home inspector in one of these organizations is regarded as a trusted alternative.
The best home inspector is likely to have acquired considerable knowledge of common home repairs and of their costs. He may have great value for his clients as a source of general information - as one who can help them make sense of conditions the inspection has unearthed. However, objectivity demands that he not be an agent for repair contractors who might be trying to sell services.
The most valuable thing about a professional home inspection is that it is knowledgeable and unbiased.
What Is Included in a Good Home Inspection?
A quality home inspection performed according to industry accepted standards is non-invasive. An inspector will not drill holes or remove wall surfaces. He will view accessible areas of the house and will inspect:Roof
general shingle condition, flashings, gutters and downspouts, and the general structure of the roof that can be readily accessed for viewingExterior
defects in siding, flashings, brick, or other wall coverings; doors and windows for fit, locks, etc.; porches and steps for proper rails and general conditions including rot; general vegetation and surface drainage as it may affect the structure of the houseFoundation
signs of shifting - cracks, out of square door frames, etc.; signs of water penetration; improperly cut or notched framing membersHeating and Cooling
type, age, energy rating if applicable, and testing for normal operationPlumbing
determine type of supply, i. e., public or private; look for poor water pressure; look for poor drainage from sinks, tubs, etc.; inspect supplies - faucets and other fixtures; inspect toilets; inspect water heating equipment, including its type, capacity, ventingElectrical
inspection of the service drop, meter enclosure, disconnects and service panel - breakers or fuse box, verify GFCIs, smoke detectors and test representative number of switches, fixtures and outletsAttic, Ventilation and Insulation
inspect insulation in unfinished, i.e., accessible, areas; inspect ventilation of attics and mechanical ventilationInterior
inspect for loose plaster, drywall, moldings; inspect stairs and railings; test a representative number of doors and windowsMiscellaneous
garage, garage door operation, cracks in floor, viewable structure; inspect general conditions of drivewayHow Much Should It Cost and Is It Worth It?
Given the value added by the reliability and certainty of a professional quality home inspection, its cost is well worth it and a minor part of the overall cost of a real estate transaction. The cost of no knowing can be considerable - you just never know.
A home inspector will have looked at hundreds of items. The inspection report will identify problems with the home. It will describe the findings in clear and easy to understand language, often accompanied by photographs. The home inspector may visit the home with the client to point out the various findings in person.
The cost of a professional quality home inspection is usually in a range between $250-$500, and varies according to the size and the age of the house. Some inspectors offer special deals at a lower cost but it is important for the prospective client to determine if the special deal follows all industry accepted standards.
Many home inspectors also offer ancillary services that are not considered to be a part of the standard inspection. These can relate to the client's specific concerns about ensuring a safe and healthy environment for themselves and their families. These ancillary services may include tests for radon, asbestos, mold, lead and water or air quality. Another useful form of testing is thermal imaging which evaluates heat loss from the house and aids the client in minimizing heating bills. Consultation with the home inspector can help determine if these additional tests should be included.
A quality home inspection can mean great value to the client - depending on the need.
* If you are a seller, an inspection can help you market your house more effectively. You may be able to make some minor repairs which will pay off in getting a better price.
* If you are a buyer, an inspection may warn you of unnoticed and potentially costly repairs which will be needed for the house. They may be deal breakers. And if not, then having the inspector's evaluation can help you get the very best deal.
* If you're a homeowner -- neither buying nor selling at the present time, an inspection can simply help you to be sure that your home is a safe and healthy environment for you and your family. It can aid you in planning smart maintenance and repairs, renovations or refinancing.
In all cases, a quality home inspection provides way more value than cost because it can be that difference that helps you become a smarter homeowner, buyer or seller.
Tips on a Thorough Home Inspection and Home Testing
Are you buying a home? Buying a home is probably the most complicated (and important) purchase most of us will make in our lifetime. Like any major purchase there are features and specifications for all homes. On paper it may be the features that sell the home but if any of those features are in disrepair, you might be signing up for more than you bargained for and getting less than you paid for.
When you're purchasing a home, you need to know what you're getting. There are a few ways you can help protect yourself -- one of them is with a thorough home inspection. Hiring a qualified home inspection company to take a look at the home you're interested in buying is very important. At the same time, you need to understand what's involved with a home inspection so years after your purchase, you can keep up with the maintenance of your home. Here's why...
When you are buying a home it is important that you understanding what's involved with a home inspection. It can pay dividends for the rest of the time you own your house.
First, it's important to note that some things are not covered in a standard home inspection:
* Pests - Pest inspections require a licensed pest control specialist to perform inspections of building structures to determine damage or possibility of damage from pests.
* Radon -- Radon gas is an invisible, odorless gas produced by the normal breakdown of uranium in the soil.
* Lead paint - Inspecting a home for lead-based paint is not typically included in a home inspection because it takes place over several days and requires special equipment.
* Mold - Mold inspection is a separate inspection because it requires three separate air samples and surface sample analysis. Since mold inspection is beyond the scope of a traditional home inspection, be sure to specifically ask your home inspector if he or she would recommend a mold inspection.
* Asbestos - Asbestos is generally outside the scope of a home inspection because asbestos requires its own thorough review. Like with mold inspections, be sure to specifically ask your home inspector if he or she would recommend a separate asbestos inspection.
* Orangeberg Sewer Pipe -- Also known as "fiber conduit", Orangeberg Sewer Pipe is bitumenized fiber pipe made from layers of wood pulp and pitch pressed together. It was used from the 1860s through the 1970s, when it was replaced by PVC pipe for water delivery and ABS pipe for drain-waste-vent (DWV) applications.
The first thing to point out is that every home and home buyer are different which means that every home inspection is different and the importance of home inspection items are different. Below are some common things that are inspected during a home inspection. Keep in mind that some items in this checklist may not be necessary for your particular home - and that this list does not include all the item inspected by a professional home inspection service.
General Home Inspection Checklist
Lot and Neighborhood
* Does the grade slope away from the home or towards the home
* Are there any areas where the soil has settled near the foundation or driveway?
* What is the elevation of the home in relation to the street and neighbors?
* Is the peak of the roof straight and level? Or is there sagging?
* What is the condition of the roof vents? Are they visible?
* Are there gaps between flashing and chimneys, walls or other parts of the roof?
* Is there sagging anywhere else on the roof such as between the rafters or trusses?
* What kind of shingles are used? How much deterioration has set in such as curling, warping, broken shingles or wider gaps between shingles in the roof?
* Is the chimney square to the home and level? Or is it leaning?
* What is the condition of the bricks? Are any bricks flaking or missing?
* What is the condition of the mortar? Is it cracked, broken or missing entirely?
* Is the siding original to the house? If not, how old is the siding and how is it holding up?
* Are the walls square and level or bowed, bulged or leaning
* What material is the siding? Brick, wood or plastic?
* What condition is the siding in?
* Is there loose, missing, rotten or deteriorated siding or paint?
* How does the siding fit connect to the foundation?
Soffits and Fascia
* What are the soffits and fascia made of? Common materials include wood, aluminum or plastic?
* Are there any problems such as rotting or broken pieces?
* Are there any missing pieces of soffit or fascia?
Gutters and Downspouts
* Are there any leaks or gaps in gutters or downspouts?
* Does the gutter slope toward downspouts?
* Is there any rust or peeling paint?
* Are all gutters and downspouts securely fastened?
* Is there a sufficient separation of the downspouts from the foundation?
Doors and Windows
* Are there any problems with paint, caulking or rotten wood?
* Are the windows original to the home? If not, how old are they?
Decks or Porches
* What is the porch or deck made of? Check for paint problems, rotted wood and wood-earth contact.
* Is there any settlement or separation from the house?
* If possible, inspect the underside of the porch or deck.
* Are there any cracks, flaking or damaged masonry?
* Are there any water markings and powdery substances on the foundation? If so where are they located?
* Are the walls square vertically and horizontally? Or bowed, bulged or leaning?
* Is there any evidence of water penetration (stains, mildew/odors, powdery substances, loose tiles, etc.)
* Is there any deterioration of flooring or carpet?
* Are there any cracks in the tiles or mortar?
* Do you notice any water damage or stains from previous water damage?
* Is there any sagging or sloped flooring?
* Check that the majority of windows and doors work.
* Are the walls square and vertically and horizontally straight?
* Is there any cracked or loose plaster?
* Look for stains, physical damage or evidence of previous repair.
* Are there any drywall seams or nails showing?
* Review all plaster for cracks or loose or sagging areas.
* Are there any stains from water or mechanical damage or evidence of previous repair?
* Are there any seams or nails showing?
Kitchens and Bathrooms
* Check that all fixtures are secure including sinks, faucets, toilets and cabinetry
* Are there any cracks in the fixtures?
* What is the condition of the tiles and caulking surrounding sinks and tub and shower areas?
* What is the condition of the faucets? Do they work? Is there sufficient water pressure?
* Check under countertops for any water stains or rotting materials.
* Check that the majority of the cabinet doors and drawers are in working order.
Electrical and Mechanical
* Type, style and age of heating and cooling systems with service history.
* Type, age and condition of water supply piping and drains.
* Size and age of electrical service -- Are the outlets grounded? Visible wiring in good condition?
The Importance of a Home Inspection Professional
As you can see, the home inspection checklist is exhaustive (and this list doesn't even cover it all!) So if you're in the market for a new house or are in the process of purchasing a new home, make sure you have a home inspection done by a reliable home inspection company - so you can protect yourself from the unforeseen. Also periodically review the items on this home inspection checklist so you can ensure the working order of your home for years to come.
Top Questions, Facts, and Concerns About Home Inspection
Not all home buyers end up closing on the home that they put an offer on. Things happen and deals do fall through. This happens for several reasons. The top reasons are financial approval fell through, the seller and buyer got along poorly, the sellers decided not to sell the home, and the condition of the home was worse than the buyer originally thought it was.
Once the home purchase has been cancelled the first home buyers usually look at other homes. The sellers are now left to hope another buyer comes along. The home inspection report is often shared with the real estate agents and the seller. Erroneously this home inspection report is sometimes shared with the new home buyers. This is an error for a couple of reasons.
The first reason is because the second buyer has no contract with the home inspector or the home inspection company. Because there is no agreement/contract if the second buyer has an issue with the home claiming that the home inspector missed a major issue there is zero responsibility for the inspector to take care of them. There was zero legal obligation.
Another reason is that the new home buyer was not present at the inspection and therefore has not idea what conversations the former home buyer and inspector had. This can be vital information. Sometimes in the inspection agreement the buyer request somethings not be inspected so the report is not as whole as the new buyer may believe.
The last reason I am giving here for not relying on the home inspection report created for a previous home buyers has to do with your warranty. To help sell homes agents and sellers will often buy a home warranty for the new home owner. However most home warranty companies will not repair a lot of your issues if you did not have a home inspection completed for you. I spoke with a home warranty rep and they do depend on the home inspection report to determine if items such as your furnace or air conditioner were working when you bought the home. If you do not have your own inspection report to verify that things did operate when you bought the home then you are out of luck and the warranty company will not pay to fix your broken stuff.
If you are buying a home that was previously inspected then you need to have your own inspection done to be protected as fully as possible. If anyone tells you that it is fine to use the previous home inspection report they are wrong. Your are not protected well at all. When Habitation Investigation does a home inspection the client has the ability to get an 18 month warranty for the fee of 12 months. Habitation Investigation also provides warranties such as sewer line protections, 5 year roof leak warranty and 90 day warranty on structural and mechanicals. All those things are there for the home buyer if Habitation Investigation does the inspection for the clients who buy the home.